Home Owners

REFINANCING
  • Reduce Payments
  • Consolidate Debts
  • Get Cash Out
  • No Cash Out of Pocket*
  • Renovate Your Home

3 out of 10 home owners can save money by refinancing, consolidating debt, and home equity loans.

Past credit problems are understood, no cash out of pocket required (you can finance all the closing costs).

Do you want to know if you can save money? Check out our online refinance calculator or call us for a free consultation with no obligation.

If you are paying over 6.5% you may be able to reduce your payments as much as $500 or more!

No Cash Out of Pocket!*

If you have credit card debt, you can consolidate your debts to one low monthly payment (possibly tax deductible). We can show you the benefits of refinancing and a home equity loan side by side, and help you decide which fits your needs. Don't waste your hard earned money paying high rates. Take action! Find out how much money you can reduce your payments by.

We are approved by the Federal Housing Administration. We utilize the cutting edge in technology to approve loans as fast as 24 hours. We can now approve loans using these technologies that would normally be rejected.

Click on any link to the right to learn more about our many programs.

* Finance all the costs.


PROGRAMS FOR
HOME OWNERS

Refinance
Reduce your monthly payments. No cash out of pocket requred.


IMPORTANT
INFORMATION

Refinance Calculator
Is now a good time to refinance for you?

Loan Process Overview
Explanation of the loan process.

$8,000 First Time Tax Credit
Who is eligible to claim the credit?.

What is a Credit Score?
Find out what your credit score means.

The Appraisal Process
Learn what an appraisal is.

Tax Advantages
Tax advantages to owning a home.

Mortgage Glossary
Definitions for many mortgage terms.

Licensed Mortgage Bankers-New York State Banking Department and Licensed Mortgage Lender-Florida