Home Buyers

Patriot One Mortgage Bankers is a direct lender, licensed by the New York, and Florida banking departments. We are approved by the Federal Housing Administration (FHA), We utilize the cutting edge in technology provide superior service and results for the home buyers and home owners we give mortgages to. We approve many of our loans as quickly as one day.

We are focused in helping people buy their first home. We can show you how to buy a home with only 3.5% down. The seller is allowed to pay all closing costs. WOW!!

Heard about the $8,000 Tax Credit for home buyers? We will explain exactly who is eligible and help you through the process.

• The Entire down payment can be gift(s).
• Past credit problems are understood.
• Up to $8,000 Tax Credit (Free money from the stimulus program).
• Historically low interest rates.
• Biggest Buyers Market in history.
• We can add up to $35,000 for rehabilitation costs. To be used after closing.

The key is for you to call. Find out what you can be pre-Approved for. We will be working with you from now to closing.

We also offer Conventional, Jumbo, Low Income verification, mixed use, and multi-family homes.

As a Direct Lender we can offer almost every Mortgage Program. No mortgage broker needed.

4 out of 10 tenants can qualify for a home loan with our special 1st time home buyer programs. Remember, we are direct lenders!

We offer free credit counseling. We can show you how to get inaccurate information removed from your report. We can do that in a matter of days, not months.

We can also show you some simple steps you can take to raise your score. We are directly connected to the credit bureaus. We can tell you exactly what your score will be under different situations.

We do all this for free. We can help you buy a home. We want to help your family buy a home, we welcome the opportunity.